The state will again support the car loan program
Today, Russian Minister of Industrial Sphere Denis Maturov said that it is soon planned to resume the state support program for auto lending .
This new project itself is nothing more than a reboot and modification of the old. The old program existed between 2009 to 2012 inclusive. For this seemingly not very large period of existence, over 260 thousand were issued. loans to motorists, although it was planned to issue no more than 200 thousand. loans. The consumers really liked this type of loan, since it was not necessary to save on the coveted car for years, and taking it on credit at a very small percentage to slowly pay money on a loan, but already drive on your car. The terms of such a loan were also very attractive. Car loan could be issued for the maximum of 25 years.
The new program will also not have a large interest rate, in the central bank it will be only 5.5%. And in other banks, they expect to issue auto loans at 10%, but this is also not bad. Also, thanks to this support program, you can get some benefits. For example, a young family who has children can take such a loan at only 2%. The maximum loan amount for which can be counted is 700,000 thousand. rubles. This is a little more than in the old project. Pensioners who have just retired can also count on benefits and their age does not exceed 70 years. A car itself is very convenient, and its design does not take much time.
