If the car needs to be repaired, the borrower does not require the consent of the bank to contact the sta. The car owner independently selects the service center and pays for the cost of his services. The exception is only warranty repairs when the new car is repaired at the expense of the manufacturer.
The situation is completely different in case of damage to the car as a result of an insured event. Some companies in a policy prescribe the need to apply to a specific maintenance station. Of course, in such a staa, the repair may be slightly tightened due to the lack of the necessary details or the presence of a queue. On the other hand, there is no need to provide a large number of documents to the insurer and preliminary payment of services by the owner of the vehicle.
The contract between the station and the insurance company allows the latter to transfer money for repairs directly to the account account. If the insurance contract provides for the franchise, its amount is submitted by the client in cash to the cash desk of the service station for maintenance.
A referral for repairs can be issued by an insurance company by phone or office. In addition, the car evacuator provided for by the contract can take a dump truck directly to the service center. In case of lack of spare parts, the client will have to be patient, since he does not have the right to buy them on your own in the store. The insurance contract usually provides for a full range of services, including the purchase of the necessary details. The initiative in this matter is unprofitable for the very victim, since the “left -handed” stations are not applied to the “left” spare parts.
The main drawback of the All -inclusive service is a possible loss of time for repairs, because the insurer can specially keep the car longer on the staa so as not to let it go on the roads and not expose an additional risk of a new insured event. Dignity – the readiness of the car owner to repair his iron horse in the indicated place reduces the cost of the insurance itself.
However, the client can refuse such a service, pay an increased insurance tariff and be able to independently choose a maintenance station.
